Test Cards
Use the following test cards to simulate different payment scenarios while testing your integration on the Fin Staging environment.
These cards are intended for standard card payment testing only. Apple Pay testing follows a different process and is documented separately.
Important
Test cards are intended for use with the Fin Staging environment only. They do not process real transactions and must never be used in production.
Card Details
| Card Type | Card Number | Expiry | CVV | Expected Result |
|---|---|---|---|---|
| Visa | 4508750015741019 | Any | Any | Approved |
| Visa | 4012001037141112 | 12/24 | 207 | Approved |
| Mastercard | 5123450000000008 | 01/39 | 100 | Approved |
| Mastercard | 5457210001000019 | 12/25 | 212 | Approved |
| American Express | 345678901234564 | 05/21 | 1000 | Declined |
| American Express | 345678901234564 | 04/37 | 1000 | Unspecified Failure |
| Mada | 4464040000000007 | 02/29 | 123 | Approved |
| Mada | 5297412542005689 | 05/25 | 350 | Approved |
Expiry Date Behavior
The expiry date can be used to simulate different gateway responses:
| Expiry Date | Result |
|---|---|
| 01 / 39 | Approved |
| 05 / 39 | Declined |
| 04 / 27 | Expired Card |
| 08 / 28 | Timed Out |
| 01 / 37 | Acquirer System Error |
| 02 / 37 | Unspecified Failure |
| 05 / 37 | Unknown |
CVV / CSC Responses
Visa / Mastercard
| CVV | Result | Description |
|---|---|---|
| 100 | Match | CVV is correct |
| 101 | Not Processed | CVV check skipped |
| 102 | No Match | CVV incorrect |
American Express
| CVV | Result | Description |
|---|---|---|
| 1000 | Match | CVV is correct |
| 1010 | Not Processed | CVV check skipped |
| 1020 | No Match | CVV incorrect |
Apple Pay
Important
Apple Pay testing is supported on the Fin Staging environment for merchants with Apple Pay enabled.
Apple Pay does not use the test card numbers listed on this page. Instead, testing requires:
- A supported Apple device (iPhone, iPad, or Mac with Safari)
- A test card added to Apple Wallet
- An Apple Pay-enabled merchant account in the Fin Staging environment
For the complete testing procedure, see the Apple Pay Testing guide.
Card Holder Name
Use any two-part name, for example: TEST CUSTOMER
Updated 14 days ago